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TRUSTED BY 150,000+ U.S. BUSINESSES & CONTRACTORS

Online Paystub Generator with Accurate Tax Calculations

Generate pay stubs with Accurate federal, state & local tax calculations for all 50 states — built for small businesses, 1099 contractors, and self-employed professionals.

IRS ALIGNED TAX CALCULATIONS
BANK & LENDER ACCEPTED
NO SUBSCRIPTION NEEDED
INSTANT PDF DOWNLOAD
Generate Paystubs Now!
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4.9/5 from 1,200+ verified reviews

First stub free with code FIRSTSTUB✦ Then just $2.99/stubUnlimited free corrections

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Template Preview
Paystub Template
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How It Works

Create a Pay Stub in 3 Simple Steps

No payroll experience is needed. Our tool handles all tax math automatically.

Choose the template and enter the information

Step 1

Enter Your Details

Add your company name, employee info, pay period, and salary. We support hourly, salary, and contractor pay types.

Review and preview the paystubs

Step 2

Preview Your Professional Pay Stub

Instantly preview a professional, formatted pay stub. Taxes are auto calculated based on your state, federal and local taxes

Download and Email the paystubs

Step 3

Download or Email

Download as a PDF instantly or send it directly to your employee's inbox. Share the link or print from any device.

Create a paystub now

Watch Paystub Creation Demo

Who It's For

Built for Every Type of Worker

Whether you have 1 employee or 100 — SecurePayStubs has you covered.

Small Business Owner

Issue W-2 paystubs without expensive payroll software. Multi-employees, multi-state.

Employees

Need a copy of your employee paystub? Generate accurate records for tax filing and personal finance.

Use pay stubs for

loan applications, rental verification, tax filing, and income proof.

✦ Features

Everything You Need in a Pay Stub Generator

Designed for accuracy, speed, and simplicity — no accountant needed.

Auto Tax Calculation

Federal income tax, Social Security, Medicare, state income tax, and local taxes — all calculated automatically based on 2026 IRS tables.

Save Hours

Tax Calculation

Auto Tax Calculation

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Explore All Features
  deposit-slips

Mobile App

Generate pay stubs from anywhere

The full SecurePayStubs experience — now on your phone. Create, preview, and send pay stubs in minutes from iOS or Android, with complete feature parity to desktop.

Full feature parity

Every desktop feature available on mobile — tax calc, templates, YTD tracking, and deposit slips.

Generate in under 4 minutes

Tap through your details, preview the stub, and download or email the PDF — all from your phone.

Instant PDF download

Save stubs directly to your device or share via email and messages — no watermarks, print-ready quality.

All 50 states, on the go

Auto-calculates state, federal, and local taxes for any U.S. state — wherever you are.

Why SecurePayStubs Outperforms the Rest

No monthly fees, no subscriptions, and your first stub is always free.

FeatureSecurePayStubsOther GeneratorsPayroll Software
Pricing model
Pay per stub
Subscription or per-stub
Monthly fees ($50–$200+)
First stub free
Yes, always
Rarely
No
Auto tax calculation
All 50 states
Limited states
Yes
No monthly commitment
Never
Often required
Always required
Template customization
Full branding
Minimal
Moderate
Deposit slip & YTD support
Built-in
Usually not
Yes
Mobile app
iOS & Android
Web only
Usually

Paystub Generator for Every U.S. State

SecurePayStubs automatically applies the correct state tax rates, deductions, and compliance rules
for wherever your employees work or live.

AL

Alabama

State tax

AZ

Arizona

State tax

CA

California

SDI included

CO

Colorado

State tax

CT

Connecticut

State tax

FL

Florida

No income tax

GA

Georgia

State tax

IL

Illinois

State tax

IN

Indiana

State tax

IA

Iowa

State tax

KY

Kentucky

State tax

LA

Louisiana

State tax

MD

Maryland

Local tax

MA

Massachusetts

State tax

MI

Michigan

State tax

MN

Minnesota

State tax

MO

Missouri

State tax

NV

Nevada

No income tax

NJ

New Jersey

State tax

NY

New York

NYC local tax

NC

North Carolina

State tax

OH

Ohio

State tax

OK

Oklahoma

State tax

OR

Oregon

State tax

PA

Pennsylvania

EIT included

SC

South Carolina

State tax

TN

Tennessee

No income tax

TX

Texas

No income tax

UT

Utah

State tax

WA

Washington

No income tax

+20 More States

All 50 states fully supported — select any state to see its specific tax rules

See All States

Pricing

Simple, Honest Pricing — No Surprises

No monthly fees. No subscriptions. Just pay for what you use — starting at $2.99 per stub.

Free Trial

Try It First

$0

/ first stub free

Your very first pay stub, on us.

First Paystub is completely free

All features unlocked

Instant PDF download

All 50 states supported

Auto tax calculations

Industry's Best Value

Pay Per Stub

$2.99

No subscription needed

Unlimited free corrections

All 50 states + local taxes

W-2 & 1099 support

Direct deposit slips included

Professional branded templates

Bulk creation (up to 12 at once)

💳 All Credit and Debit Cards Accepted · 30-Day Money-Back Policy · No Watermarks on Final Stubs

Trusted by 150,000+ Businesses & Freelancers

Real reviews from small business owners, freelancers, and contractors who use SecurePayStubs every pay period..

securepaystubs
4.8
6
5
5
1

"I've tried four other paystub tools, and this is by far the most accurate. It automatically handled my California SDI and caught a difference I'd been calculating wrong for months. Worth every penny."

SM
5
5
1

"As a freelance consultant, I needed a quick pay stub for a mortgage application. SecurePayStubs had it done in under 4 minutes; the bank accepted it with zero issues. The price is unbeatable at $2.99."

JR
5
5
1

"I manage payroll for 12 remote employees across 5 states. The fact that it handles state-specific taxes automatically saves me 3 hours every pay period. The bulk creation and address book are game changers."

KJ
5
5
1

"DoorDash doesn't give you proper paystubs. Landlords kept rejecting my application until I used SecurePayStubs to generate a proper income document. Approved for my apartment the same week."

MT
5
5
1

"The unlimited corrections feature was sold to me. I made a typo on the employer address and just fixed it on the spot — no extra charge. Other sites would have made me buy a new stub. Never switch."

GM
5
5
1

"I was skeptical about online paystub generators — thought they'd look fake. These look completely professional. My bank accepted it for a car loan without a single question asked."

LW
View More Reviews

Generate Your First Pay Stub

Completely Free

Join 150,000+ U.S. businesses and professionals who trust SecurePayStubs for accurate, professional, IRS-compliant pay stubs.

Use Code FIRSTSTUB at Checkout — Get First Stub Free. Then $2.99/stub.

No Subscription

30-Day Money-Back Policy

Sample paystub

See exactly what you'll get — before you pay

Every SecurePayStubs PDF looks clean, professional, and is structured exactly as banks, lenders, and landlords expect to see it.

All required payroll fields — gross pay, net pay, taxes, deductions, YTD

Your company logo and branding — no SecurePayStubs watermark

State-specific tax line items automatically displayed

Direct deposit slip attached at no extra charge

Clean, printer-ready PDF — looks identical on screen and paper

Generate pay stub nowView all templates
paystub

SecurePayStubs Blog

Your go-to resource for understanding pay stub creation. From income proof to tax basics and
payroll management, our guides make every step clear and efficient.

SecurePayStubs Blog

SecurePayStubs: The #1 Free Paystub Generator of 2026

What Employers Should Know About Form 940 and FUTA Taxes

What Is Net Pay? Meaning, Calculation & Examples (2026 Guide)


Useful resources

Frequently Asked Questions

Everything you need to know before generating your first pay stub.

1. What is Paystub?

A paystub is a payroll document provided by an employer that shows an employee’s or contractor’s earnings, deductions, and net pay for a specific pay period. It helps workers verify income and track taxes, while helping employers maintain payroll accuracy and compliance.
Paystubs include gross pay, taxes, deductions, pay date, and year-to-date totals and are commonly used for tax filing, loans, rentals, and financial records.

2. What is an online pay stub generator?

An online pay stub generator is a digital tool that creates professional payroll documents showing an employee's earnings, deductions, and net pay for a specific period. SecurePayStubs automates all federal, state, and local tax calculations, so you get an accurate stub in minutes.

3. Is it legal to generate your own pay stubs?

Yes. Creating pay stubs is legal when they accurately reflect real employment, earnings, and payroll information. Problems arise when false or misleading information is used to misrepresent income or deceive lenders, landlords, employers, or government agencies.
SecurePayStubs is designed for legitimate income documentation and responsible use. Learn more about our commitment to privacy, accuracy, and fraud prevention in our Responsible Use Center.

4. How much does it cost to create a pay stub?

Your first pay stub is completely free using code FIRSTSTUB. After that, each stub costs $2.99 no monthly subscription required and Unlimited free corrections.

5. What Information Should Be Listed on a Pay Stub?

A pay stub provides a detailed summary of an employee's earnings and deductions for a specific pay period. While requirements vary by state, most pay stubs include:
  • Employer and employee information
  • Pay period dates
  • Pay rate and hours worked
  • Gross earnings
  • Federal, state, and local tax withholdings
  • Social Security and Medicare deductions
  • Benefits and retirement contributions
  • Paid time off (PTO) balances, if applicable
  • Year-to-date (YTD) totals
  • Net pay (take-home pay)
These details help employees understand how their pay was calculated and keep accurate payroll records.

6. What Types of Deductions Appear on a Pay Stub?

Payroll deductions are amounts subtracted from an employee's gross pay before they receive their final paycheck. Common deductions include:
  • Federal income tax
  • State and local income taxes
  • Social Security tax
  • Medicare tax
  • Health insurance premiums
  • Retirement plan contributions
  • Wage garnishments, when applicable
These deductions are either required by law or authorized by the employee.

7. What's the Difference Between a Contractor and Employee Pay Stub?

Contractor and employee pay stubs differ because they are taxed differently. Employee pay stubs typically include federal, state, and payroll tax withholdings, while contractor payments are generally made without tax deductions. As a result, contractor pay stubs usually show gross earnings without the standard employee tax withholdings. In certain situations, withholding may apply if required tax information has not been provided.

8. Is My Information Secure?

Yes. Protecting your data is one of our top priorities. We use industry-standard SSL encryption and secure servers to help safeguard the information you enter on our platform. Your payroll data is transmitted securely, allowing you to create and download pay stubs with confidence.

9. What is Year to Date (YTD), and why is it required in the paystub?

Year to Date (YTD) is important for both employers and employees. Employers use YTD to track the total payroll expenses, while employees rely on it to determine the taxes to report on their individual income tax return. SecurePayStubs accurately calculates Year to Date (YTD) for you, simplifying the process.
View more FAQs

About SecurePayStubs®

SecurePayStubs® is an online paystub generator that helps small businesses to create pay stubs for their employees and contractors accurately and instantly. With our extensive features, you can create a pay stub with accurate taxes for federal and all the 50 states.

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